Suntrust Online Banking Customer Service Hours

SunTrust Banks, Inc is one of the largest and strongest financial holding companies in the United States. Through its banking subsidiaries, the company provides deposit, credit, trust, and investment services to a broad range of retail, business, and institutional clients. Other subsidiaries provide mortgage banking, brokerage, asset management, and capital market services. SunTrust operates 1,682 retail branches and 2,507 ATMs in Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, West Virginia, and the District of Columbia. SunTrust provides customers with a full range of technology-based banking channels, including Internet, PC, and Automated Telephone Banking. For business credit cards, lines of credit and term loans, payments can be deferred or reduced and late fees will be waived.

Specific to loan assistance, SECU has programs for eligible members who may seek either a new loan or a payment extension on an existing SECU mortgage, auto, credit card or unsecured personal loan. The bank has established an online portal to receive applications from customers requesting a deferral or extension of payment on a real estate loan, personal loan, auto loan, credit card or small business loan. Federal Regulation E mandates the requirements for Overdraft Coverage. However, Regulation E does not cover Business client transactions, and therefore Business accounts are not allowed to be setup for Overdraft Coverage.

For consumer banking clients, TIAA Bank is waiving fees for ATM transactions, wire transfers, insufficient funds and late credit card payments. The bank also is increasing limits on debit and cash withdrawals, and allowing eligible credit card customers to skip a monthly payment without penalty. Huntington worked directly with the governor's offices to facilitate the SBA disaster declaration that qualifies Ohio small businesses for Economic Injury Disaster loans. Beginning in March 2020, Huntington is suspending charging late fees on business loan payments and is currently not assessing late fees on credit card payments; these programs may be extended. As early as March 9, the FDIC encouraged financial institutions to help meet the needs of those customers and members affected by the coronavirus. SunTrust business credit cards offer credit lines up to $50,000, and cards can be linked to your business checking account to provide overdraft protection.

Business credit cards can also participate in rewards programs. Truist encourages both BB&T and SunTrust clients to bank from home using the available online, mobile and telephone banking options. Effective March 21, most branches will remain open with modified service, including ATMs, drive-through and safe deposit access in the branch by appointment only. An online scheduler is available to book an appointment to speak with a banker.

PNC has an online form to make it easier to communicate with the bank, where customers can describe their hardship and have the form routed to the right PNC team member. The website also provides contact numbers for customers who prefer to phone in their requests. Several of the provided FAQs address the government stimulus payments and issues specific to student loans. To save customers time, the Truist coronavirus help page has been updated to include the option of applying online to defer payments on a credit card, personal loan, auto loan or home equity line of credit.

We offer several avenues for greater savings, including discounts on other bank services such as auto loans, home equity lines/loans, personal banking and credit card. If you have a SunTrust business checking account, you may log into Business Online to make your loan payment online. TIAA Bank would pause the monthly mortgage payment for a specific period of time, and payments would be made up at a later date.

The site also provides scam and fraud alerts and offers market and economy insights. Prior to closing, the mortgage company will calculate how much they need to add to your mortgage payment to cover these obligations based on the information available. Available information is usually an insurance quote or premium amount for existing coverage, and tax bill information from the previous year. If there is a shortage in any year, you will be required to pay that difference. If there is a surplus, you will receive a credit or refund. Every year SunTrust will review your escrow account to recalculate the amount you pay based on the most recent billing information.

For customers who need access to funds currently held in certificates of deposit prior to maturity, Marcus is waiving CD early withdrawal penalties. On auto loans, personal loans, mortgages and home equity loans, clients can request deferral of payment, with those payments added to the end of the loan. So long as clients are up to date, no negative credit bureau reporting will be made.

Yes, visit suntrust.com/mortgage to Sign On to your account. Once you have registered as a new user, you will have access to your mortgage balance, tax and insurance information, payment and escrow information. You now have the freedom to choose how you would like to receive your credit card statement.

We offer free estatements for all of our SunTrust Business Credit Card accounts. Once registered, an account user can opt into estatements by going to the "Account Info" tab then clicking on "Change Statement Delivery Method" and then choosing "Receive Electronic Statement Only". You will get an email each month informing you when your statement is available to view online. SunTrust Business Card Online provides an easy and secure way to view your credit card account information online. With this service you can view your account summary and transaction information and make payments, all from the convenience of your desktop. Your current balance is the actual amount in your account after nightly posting and does not change throughout the day.

Your available balance is the money in your checking or savings account that's currently available to you to make purchases, withdrawals, etc. This balance is updated throughout the day with transactions you make. The available balance reflects any posted and pending transactions, and any holds.

It does not include any checks you have written or deposits that have not posted. This balance is used in making payment decisions and determining returned and overdraft item fees. Your collected balance is the same as the current balance, except that it does not include any checks you have deposited for which the bank hasn't received credit. When making a deposit in a branch, cutoff times are posted by each branch. The cutoff time for ATM and Mobile deposits is 9pm ET, Monday – Friday.

Any deposit made after the posted time will be considered deposited to the account the next business day , unless a hold is placed. When funds are held, they are not available to cover items during posting or for withdrawals and purchases until the hold expires. If a hold is placed on your deposit, you will be notified via mail of the dates the funds will be available for payment or withdrawal. You will also be able to see any holds placed and confirm available balances in Online and Mobile Banking, or by calling 800.SUNTRUST.

Email and text alerts are also available through Online Banking to help manage your account activity. Learn more about deposit cut-off times and holds on our Facts About Banking site at /thefacts. Make a same-day payment online to your Valley personal, mortgage, auto, home equity, revolving line of credit or commercial loan. As of March 20, Consumers' service center locations are operating for drive-through service only and are open Mon–Fri, 8 a.m.–6 p.m.

Both mobile and online banking services are available 24/7 as usual. In an email to customers on March 12, Capital One encouraged them to access their accounts with the bank's digital banking tools, including online and app access. In addition, small business owners can request temporary waivers of the monthly deposit account service charge and of monthly maintenance fees for the desktop remote deposit capture service.

BBVA has temporarily closed its Paycheck Protection Program loan application portal while it assesses available funding. For consumer and small business deposit accounts, clients can request refunds of overdraft, insufficient funds and monthly maintenance fees. Ally is strongly encouraging customers to utilize its online self-service access and the Ally mobile apps, to avoid longer call wait times.

Customers can continue to transfer money and make payments online as usual. For depositing checks of $50,000 or less, it's faster to deposit them online via the mobile app than to submit by mail. Credit unions also are encouraged "to use responsible small-dollar lending" to help individual and small business members during this crisis. The NCUA addresses credit union members' frequently asked questions. Investment and insurance products and services including annuities are available through U.S.

Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. 1Benefit to the consumer in the form of building equity is through extra payments applied to principal only. The number of months of early repayment achieved by enrolling in this program depends on the overall length of time remaining on your mortgage term, with longer remaining terms generating greater benefit. Consult with a professional financial advisor when considering switching to a bi-weekly mortgage payment schedule.

Yes, you can make your payments at any SunTrust branch and you will receive credit for the payment as of the date you paid it. However, processing may take a day or two for the payment to appear on your mortgage loan record. Visit our Mortgage Payment Options page for full instructions. Access your mortgage loan information, view and print an electronic copy of your monthly mortgage statement, update your contact information, obtain a copy of your 1098 form, sign up for email alerts and much more.

We build close, enduring relationships with our business and corporate clients. With a history of more than a century of commitment, leadership and trust; we are invested in helping our clients prosper. Find financial guidance, tips, tools and the right business banking products and services, that can help you move your business forward.

NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product's site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution's Terms and Conditions. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

Daphne Foreman is the Banking and Personal Finance Analyst for Forbes Advisor. She has worked as a personal finance editor, writer, and content strategist covering banking, credit cards, insurance and investing. As a small business owner and former financial advisor, Daphne has first-hand experience with the challenges individuals face in making smart financial choices. Wells Fargo has temporarily closed some branches and adjusted other branches' operating hours. Customers are encouraged to utilize drive-up, rather than lobby, services when possible, and to use the available mobile and online banking tools.

U.S. Bank is encouraging customers to utilize its digital banking features, including its mobile app, online banking or banking by phone. The mortgage and home equity program offers up to 180-day payment forbearance with no late fees. Repossession activity on vehicles and foreclosure activity on homes is suspended for 60 days. To receive instant account information, Citi customers are encouraged to use either the Citi website or the Citi mobile app to check balances, make payments, transfer funds, deposit checks or locate nearby ATMs. Emergency loan assistance payment relief includes Skip One Loan Payment or a loan extension for up to 90 days on existing BCU loans and credit cards. Income Disruption Loans of up to $2,500 are offered with no payments and no interest for the first 90 days.

First Horizon Advisors is the trade name for wealth management products and services provided by First Horizon Bank and its affiliates. Truist Securities is the trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries, including Truist Securities, Inc., member FINRA and SIPC. For now, your online banking user name and password won't change. Your bill payments, account numbers and statements will also remain the same, and you'll be able to access your account online as you normally would. As we make the full transition to Truist, we'll be in touch every step of the way and will inform you of any changes to your online banking account.

Brokerage and advisory accounts offered by BB&T Securities, LLC are not changing at this time. We'll notify you in a separate communication of any specific changes to your account. For now, your account numbers and passwords will remain the same, as will your statements.

Automated Clearing House transfers will continue to function as they do today and you will be able to access your account online as you are accustomed to doing. If you currently receive statements through the mail, you'll continue to receive them this way unless you select online statement delivery for your account. For now, there will be no changes to your account numbers. We're working hard behind the scenes to ensure there will be few, if any, disruptions to your banking experience. After a detailed review, we've determined that most clients won't have their checking, savings and money market account numbers changed. As our integration continues, our goal is to make this a seamless process for you and all of our clients.

We're happy to report that most clients won't have changes to account numbers for checking, savings and money market accounts as a result of the merger. On top of that, routing numbers tied to those accounts won't change for most clients either. We're pleased to tell you there will be no merger-related changes to checking, savings and money market account numbers for the vast majority of clients. And more good news—there will be no changes to routing numbers related to these accounts. We're pleased to tell you there will be no merger-related changes to checking, savings, and Money Market accounts and routing numbers for the vast majority of our clients. This means most clients won't have to order new checks or deposit slips and any direct deposits, automatic drafts and wire instructions will continue as usual.

If you're one of the few clients who will have a deposit account number change, we'll contact you ahead of time and guide you through the process. SunTrust Bank will waive the monthly maintenance fee on your Advantage Checking account when you enroll in SurePay; saving you money month after month. SunTrust Mortgage with SurePay will automatically debit your monthly mortgage payment from your Advantage Checking account on your due date, drafted between the 1st and 15th day of each month.

Yes, you can have your payment deducted from your checking or savings account using our Recurring Payment Option, or pay online with One-Time Payment. Visit our website at suntrust.com/mortgage to sign up, or visit our Mortgage Payment Options page for full instructions. View accounts, move money and pay bills anytime with Online and Mobile Banking. SunTrust offers lines of credit to finance short-term or seasonal business needs or for working capital and equipment purchases.

Managing your finances is easy with virtually 24-hour access to your accounts. SunTrust Online Banking lets you view balances, transfer funds, pay bills, deposit checks and update your profile from anywhere—whenever it's convenient for you. The balance shown with your deposit account transactions is your Available Balance.

Is 300 Aac Blackout Worth It

The 300 Blackout was designed by Remington/AAC to create a reliable, compact .30 caliber round for the AR platform that uses a standard bolt and magazine. 300 Blackout is optimized for suppressed fire with heavy bullet subsonic loads but can also be used with supersonic ammunition when extra range is needed. The twist rate will work well for subsonic and supersonic loadings alike and there is typically no need for an adjustable gas block when switching back and forth between the two loadings. All these specifications come together to create a round that is great for home defense, law enforcement / military use, as well as hunting.

Two very popular factory loads for the 300 BO include the Hornady 110 grain V-Max bullet that pops out a muzzle velocity of 2375 fps and a muzzle energy of 1378 foot pounds. The other is the Remington Hog Hammer using a 130 grain Barnes TSX boat tail bullet that generates a MV of 2400 fps and a ME of 1407 foot pounds. Both of these are highly effective rounds for light hunting up to an including white-tailed deer.

I have personally harvested deer with the 110 grain Hornady load, one shot kills. I have complete faith in it at reasonable ranges with good bullet placement. One other tidbit of information by way of comparison, the 300 BO generates 16.7 per cent more energy at 300 meters than the 7.62×39 or the AK round. The 300 BO also can utilize subsonic rounds with an installed suppressor if you are inclined to file the ownership paperwork and the NFA $200 application fee with up to a year delay in getting the permit. We'll keep checking for Blackout subsonic and supersonic ammo that breaks the cost and performance barriers with a differing bullet weight and Full Metal Jacket.

Open tip bullets, hollow point alternatives, full metals jacket brass bullets, we got all the BLK ammo that handles bullet drop, as well as ammo for suppressed rifles and pistols. So sign up in the top bar to keep up with the latest info on availabilityu of blackout ammo and bulk ammo deals on hollow point ammo and firearms. Essentially, any ammo that can travel faster than 1,125fpts, or the approximate speed of sound, is considered supersonic. Subsonic ammunition, then, is anything that travels slower than 1,125fps.

If it's a quiet shot you're going for, you'll need subsonic ammunition and a quality silencer, which the .300 is compatible with. Keep in mind, however, that subsonic rounds are not made for hunting as they don't have the penetration power and velocity needed to take down your target. Coupled with a silencer, the maximum range can be reduced to as low as 50 yards. The max effective range of the .300 Blackout supersonic load is listed at 500 yards, and with the subsonic load, is listed at 220 yards. Muzzle velocity for the supersonic 125 grain FMJ bullet is 2,215 feet per second, and muzzle energy is 1,360 foot pounds.

For the subsonic load, muzzle velocity is 1,010 feet per second, and muzzle energy is 498 foot pounds. Downrange, the .300 Blackout is accurate enough to deliver groups smaller than one inch at 100 yards. Do you want the ideal cartridge to use with a suppressor or in rifle with a short barrel? The .300 Blackout has a good reputation for cycling the bolt reliably when using subsonic ammo and when used in short barreled rifles. Additionally, it doesn't suffer nearly as big of a drop off in performance as the .308 Winchester or .223 Remington with a shorter barrel length either. In the first paragraph, the author describes the .300blk round, and says "The round is tougher, stronger and flies further than 5.56mm NATO." Tougher?

Yes, but to the main point… The .300blk does not fly farther than 5.56mm. The .300blk is basically a trimmed down 5.56mm case to accept 30 caliber bullets, over 200 gr. It is filled with fast burning pistol powders to achieve rapid and complete burn in short barrels.

Combine minimal case volume with overweight bullets, and you get "rainbow" like trajectories. The .300blk is effective up to 300yds, while 5.56mm is efective up to 500yds. Even at those sub 10″ barrels I doubt the .300blk goes any further. Regardless, you do not choose .300blk for long range, it is designed to be a close quarters round for suppressed sbr's, that hits harder than 9mm or 5.56mm. You'll want to keep your hunting distances within reason, and choose a bullet that will expand reliably at the furthest distance you expect to take an animal with the Blackout—where that bullet will slow down.

I'm not one of those guys who gets hung up on energy figures—where the commonly accepted figure of 1,000 ft.-lbs. To kill a deer came from, I don't know—but you definitely need reliable expansion in order to kill effectively. Looking at just a few, Hornady loads the 135-grain FTX bullet at a muzzle velocity of 2,085 fps, and this will make a great hunting round. They also load their 110-grain GMX—an all-copper, polymer-tipped bullet—that will also get the job done well, again, providing you use it within sane ranges.

Barnes builds their VOR-TX Blackout ammo around the 120-grain monometal TAC-TX bullet; Barnes worked very hard to deliver a bullet that is plenty accurate and yet gives good expansion and penetration. The subsonic 300 Blackout loads are often compared to 45 ACP, 10 mm or 9mm subsonic rounds. The advantage of 300 Blackout is if the shooter wants an AR-pattern rifle or pistol that is easily suppressed, they can use a common magazine and typically only need to swap an upper receiver.

Pistol caliber conversions for the AR platform often need different magazines, buffer assembles and other changes to make them effective and reliable. 300 Blackout on the other hand is designed for slower velocities and the Barnes 110 grain Black Tips are excellent at expanding out of short barrels. Which leads us to range – In my opinion 300 blackout is best served as 300 yard max with supersonic ammo like the Barns and 100 yard with expanding subsonic. You need to do the work and research here to see if your preferred short barrel length will match those estimates. I know someone reading this has a gun that they can hit milk cartons at 800 yards with their blackout, I get it, but that is not the norm.

Since 300 BLK is designed for maximum compatibility with the standard AR platform, a 300 BLK round will load into a 5.56mm-chambered AR, resulting in what we call a "ka-boom". The projectile has nowhere to go, and thus plugs the barrel. The firing pin will engage the primer since it's in the same spot as a 5.56mm load. If you're using cheap components, you could very well get a face full of shrapnel.

If you're a 300 BLK shooter, do yourself a favor and keep everything super-segregated. Don't even bring a 300 BLK gun with you to the range on a day you're shooting 5.56. Another tip is to notate your magazines and even use dedicated 300 BLK magazines such as the 300 BLK-dedicated magazine from Magpul.

It's actually pretty neat, it's super-optimized for the load and negates the occasional malfunction 5.56mm magazines present to the cartidge. A fool and his money may be soon parted but I fail to see your connection to how this means no one should shoot 300 blk. I sold my 308 win, 556, and other calibers to shoot 300 blk near exclusively specifically for the economy of it.

If you shoot enough to be worried about high cost of ammo, you should be reloading anyways. Economy is the name of the game and 300 blk fills the bill for everything I need it to do. A .30 caliber, 125 grain bullet with a muzzle velocity of 2,500 fps would be pretty devastating at close range if the bullet was designed to expand and stay together at that velocity. Advanced Armament was able to achieve this by shortening a .223 Remington/5.56mm brass case and then "necking" up the brass case to utilize a larger, heavier .308"/7.62mm diameter projectile.

This has made the round extremely popular with the civilian AR-15 market for target shooting, hunting, and defensive use. While subsonic ammunition surely does have its benefits when it comes to covert operations, close range, and personal defense, this kind of bullet is not ideal for the big game hunter. These lowered stats can result in unethical game kills and can lead to animal suffering even if you think you made a clean shot.

The .300 BLK, on the other hand, offers a performance level that the .223 Rem. Many people feel the .22-caliber centerfire bullets are a bit light for deer, and I can agree that the .300 BLK, with a good hunting bullet, will make a better hunting choice. Should you prefer the capability to deliver a subsonic bullet accurately with enough oomph to neutralize a threat inside of a home, the .300 BLK may just be your baby.

It really is two different rifles in one, giving both the subsonic and supersonic experience in the same platform. 300 AAC Blackout was designed to give the AR platform extra umph in terms of power and penetration on intermediate ranges with reduce recoil while holding the 30 round mag. Its original intent was to provide outstanding terminal performance and accuracy going through suppressed with subsonic or standard ammunition.

The 300 Blackout round has its roots in the 300 Whisper cartridge designed by JD Jones of SSK Industries in the early 1990s. Jones formed the brass from 221 Fireball cases expanded to take a .30 caliber bullet. By varying the load, lighter bullets could be fired at supersonic levels with the power of the Soviet 7.62 x 39 or used with heavier bullets at a subsonic level for use with a sound suppressor.

One of the hottest new rounds to emerge in the past few years is 300 Blackout; this is a true dual-purpose intermediate sized cartridge that can be fired in both subsonic and supersonic loads. It was designed to be used in AR-pattern rifles with only a barrel change to convert a traditional AR-15 rifle from 5.56 NATO. It has since become one of the most popular rounds to use with a suppressor. At the same time, the .300 Blackout has virtually all the same advantages as the .223 Remington on big game like light recoil and wide availability in quality semi-automatic rifles. However, the .300 Blackout uses heavier and larger diameter bullets with more kinetic energy.

For this reason, it's arguably a better cartridge for shots on big game inside 150 yards than the .223 Remington (especially when used in a rifle with a good .300 Blackout scope). Fitting in standard AR magazines, it is very generous when it comes to overall length. Generally, if they fit in the magazine, they load, and short bullets seem to work just as well.

It allows you to load everything from cost-effective practice ammunition for range use to higher velocity hunting and target rounds exhibiting excellent accuracy. Built to be fired with a suppressor, it is essentially a sub-gun using a modified rifle cartridge on an actual M4. Properly tuned, it performs this job incredibly well — much better than the weapon it replaced. Bullets in the 200- to 240-grain range fired at about 1050 fps are very effective close-range weapons. These guns work well suppressed with short barrels, exponentially better than similar 5.56mm weapons.

Furthermore, the ammo could cycle and run effectively in an AR in both subsonic and supersonic varieties. For suppressor users, subsonic ammunition is of importance since it negates the sonic boom as the projectile breaks the sound barrier. Even the supersonic rounds suppress well, utilizing less powder to propel the projectile at an effective velocity as compared to 5.56mm. The Blackout is able to cycle both subsonic and supersonic rounds without any modifications. Paired with subsonic rounds and a suppressor, this combination renders the recoil on a .300 BLK rifle almost to nothing with significantly less sound. That may be why more SWAT and SRT units across the country have begun to use this caliber in their rifles.

It's a practical conversion for civilians too because all you need to do is swap out the barrel. Though, if you're like us it's really just a good excuse to build out a new complete upper. Just like you'd expect from the name, the Winchester Deer Season XP line of ammo is great for hunting deer. The company currently manufactures a .300 Blackout load featuring a 150 grain Extreme Point bullet that's an excellent choice for whitetail deer hunting at short range.

These bullets are designed for rapid expansion in order to produce a large wound channel and minimize any tracking after the shot. As far as hunting goes, the 300 Blackout is all but the most anemic of the 30 caliber cartridges. It also has quite a few hog hunters very happy with its performance.

A subsonic round made to be used with shorter barrels and a suppressor, you'll get a maximum velocity of around 1,060 and a muzzle energy of nearly half that in foot pounds. Designed with a 200gr weight, each round is also made with clean-burning powder for an ideal shot every time. For the bolt action rifle shooter, action length is often an important consideration, as this can affect the weight of the rifle and its overall configuration for handling recoil. Typical bolt action lengths are referred to as short, long and Magnum. The long action is used for rifles chambered in calibers such as Springfield. Magnum actions are intended for powerful belted magnum cartridges such as 300 Winchester Magnum, 459 Winchester Magnum or 375 Holland & Holland.

The short action is intended for everything from 17 Remington up to 308 Winchester and this is the size needed for a bolt action rifle chambered in 300 Blackout. That being said, the advent of better quality bullets has made the .223 Remington a much more effective big game hunting than it used to be. Since it is commonly available in semi-automatic rifles and has such a light recoil, follow-up shots are very easy with the .223 Remington. This makes the cartridge a very popular cartridge for hunting situations that require a lot of shooting, like feral hog control. When using a quality bullet like the Hornady GMX, it will really do a number on all but the biggest hogs. Around the same time, leaders in the military started to look for a new cartridge that could reliably shoot .30 caliber bullets from an M-16 or M-4 rifle while still using a standard bolt and gas system.

Additionally, they wanted a cartridge dimensionally similar enough to the 5.56x45mm that a standard M16/AR magazine could still hold 30 rounds of the new cartridge without any modifications. As we said in the previous section, they made the .300 Blackout to fit certain characteristics. First, its muzzle energy had to equal or exceed the AK-47. Thirdly, it had to use unmodified .30 magazines and unmodified AR-15 bolt. It had to use a gas impingement system, and be able to shoot both subsonic and supersonic. All crude jesting aside, unless you are wanting to shoot subsonic rounds from a short barrelled weapon with a suppressor, there is not much point to having the cartridge.

Ifyou want to shoot .30 caliber bullets, move up to a larger platform that can shoot a real .30 caliber such as .308, or .300 Win Mag. With that in mind, just shoot those bullets at the range and use bullets designed for better terminal performance when hunting. Fortunately, there are some great options for .300 Blackout hunting ammo currently on the market that are suitable for use on deer, feral hogs, varmints, and other game.

The 7.62x39 'can' be suppressed and it can run subsonics but doing so requires a rifle other than an AK and a non-standard twist rate. The .300's standard specs allow it to do very well with light bullet supersonic loads, heavy bullet subsonic loads and it does very well with either in shorter barrels. Even the small .22lr breaks the sound barrier, and gives a small sonic crack.